Salary :
N700,000 Monthly
Locations: Osogbo – Osun, Abeokuta – Ogun ,Akure – Ondo, Ibadan – Oyo & Ilorin – Kwara
Employment Type: Full-time
Functionally reports to: Regional Bank Heads (RBH)
Administratively reports to: Regional Bank Heads (RBH)
Supervises: Account Officers
Job objective(s)
Develop a marketing plan that will increase market share / penetration. Incumbent is expected to increase the business of the Branch by increasing the number of new accounts and developing new business areas.
Introduce, define and develop a combination of operating processes, management systems, business structure and culture that gives the Bank the capacity to deliver on its values.
Responsible for generating activities that will help better team performance.
Duties & Responsibilities
Responsible for ensuring that quality staff are recruited, motivated, trained and retained in particular branches, and ultimately, in the Bank.
Develop a marketing plan that will increase market share / penetration. Incumbent is expected to increase the business of the Branch by increasing the number of new accounts and developing new business areas.
Review the marketing plan of the branch and prepare target market study covering the industries / markets defined to serve.
Prepare written call reports in format determined by management and periodically follow up “close” sales.
Ensure adequate adherence to Credit policies, processes and procedures.
Foster involvement in the ‘team’ concept by listening, sharing ideals and information in the interest of the Bank.
Ensure customer facilities applications are thoroughly appraised, review all applications, and make appropriate recommendations / decisions.
Conduct collateral inspections and appraisals. Assemble and process files and forward processed applications to management with recommendations.
Monitor and initiate recovery action on non-performing loans.
Identify needs of accounts holders / customers and buyer values and proactively seek to provide products / services to meet identified needs.
Ensure new accounts are adequately coded to ensure proper MIS classification.
Provide regular reports / updates for management attention.
Provides leadership, coaching, training/development and supervision to all members of its team.
Any other duties as assigned by Supervisor
KPI
Cards 90% | Instant Banking 50% |Online Banking 25%
Retail Customer Acquisition
Savings Deposit Growth Achievement
Demand Deposit (LCY & FCY)
SME Deposit Growth Budget Achievement
Trade Volumes & Export Proceeds
Total Loans Growth Budget Achievement
Total Deposits Growth Budget Achievement
NPL Ratio
Internal Audit Rating (Min Rating of Satisfactory)
PBT
Quality of leadership and management as evidenced by managerial cohesiveness, effectiveness and unity of purpose around the corporate vision.
Requirements
Masters in Social Science and Accounting.
Experience : 10 – 15 years in Banking industry.
Key Competency:
Knowledge :
Knowledge of the basic profit goals of the Bank for the purpose of integrating them with individual and branch marketing goals and objectives.
Knowledge of Loans Administration and Accounts Management.
Excellent knowledge of the Bank’s products and services.
Excellent marketing /selling and negotiation skills.
Knowledge of basic banking operations and processes / product knowledge.
Good knowledge of Financial Analysis.
Excellent knowledge of operating environment and major business transaction dynamics as they relate to the business location.
Skills/Competencies :
Good written and oral communication skills and depth in PC skills
Excellent Credit Analysis and Appraisal skills.
Excellent report writing and presentation skills.
Excellent customer relations and service excellence skills.
Ability to design, select and monitor high performance teams and utilize effective leadership styles for these work teams.
Leadership & Supervisory skills and performance management skills.
Application Closing Date
21st February, 2025
How to Apply :
Interested and qualified candidates should send their updated CV to: vadivadisa@resourceintermediaries.org
